Analysis Tool
IQ

IQ gives you access to two powerful tools — RATE IQ and FEE IQ — making it easy to keep a pulse on changes to title insurance rates and closing fees across the industry, all 64 Colorado counties, right at your fingertips.

RATE IQ- Stop digging through rate manuals. RATE IQ lets you instantly access what Colorado title insurance underwriter are charging, side by side, across the entire state.

  • Basic rates
  • Refinance rates
  • Bundled rates
  • Concurrent loan rates
  • Reissue rates
  • Underwriter fees
  • Access to all underwriter rate manuals
Visual Rate Comparison

Easy-to-read visual tools show exactly what each underwriter charges at a glance — no more digging through rate manuals.

All 64 Counties

Filter and compare rates by any of Colorado's 64 counties, with county-specific data updated as filings change.

Rate Manual Access

Every underwriter's filed rate manual in one centralized location, always current, always accessible.

Multi-Underwriter Analysis

Compare multiple underwriters simultaneously to identify competitive advantages and cost differences for your clients.

Rate IQ — Sample Results View
Owner's Policy16
Bundled Refi16
Resale Concurrent15
Reissue Rates16
Zones16
Fees16
County
Denver
Sale Price
$450,000
Reissue Credit (optional)
Prior Policy Date
MM/DD/YYYY
Auto-selects year below
Prior Policy Within
None 1 yr 2 yr 3 yr 4 yr 5 yr 6 yr 7 yr
Prior Policy Type What type of policy existed before?
Loan Policy Owner's Policy
Lowest Rate
$1,204
Underwriter D
Highest Rate
$1,687
Underwriter E
Difference
$483
Low vs. High
#
Underwriters
16
Filing in Denver
#UnderwriterBasic RateReissue PremiumDifferencevs LowReissue
1Low Underwriter D $1,204 $843 −$361 70%
2 Underwriter A $1,318 $923 −$395 +$80 70%
3 Underwriter B $1,400 $1,050 −$350 +$207 75%
4Avg Underwriter C $1,452 $1,089 −$363 +$246 75%
5 Underwriter F Needs Owner's policy for reissue $1,512 +$669
6High Underwriter E $1,687 $1,518 −$169 +$675 90%

Based on filed title insurance rates. Minimum premiums are enforced after the reissue factor is applied.

One or more underwriters require a prior Owner's Policy to qualify for a reissue rate. Switch "Prior Policy Type" to Owner's Policy above to apply their discount.

FEE IQ is a Colorado title company closing fee analysis tool. Compare fees charged by title companies across all Colorado counties, with full access to individual fee schedules and manuals.

  • Closing fees
  • Loan closing fees
  • Ancillary settlement fees
  • FinCEN Fees
  • Access to all title company fee manuals
  • County-by-county fee breakdown
Visual Fee Comparison

Clear visual displays show how each title company's fees compare — making it easy to spot differences and competitive pricing.

County-Level Data

Drill down by county to see exactly what title companies are charging in specific markets across all of Colorado.

Fee Manual Access

All title company fee schedules and manuals in one place — no more calling around or hunting for current fee information.

Multi-Company Analysis

Compare fees across multiple Colorado title companies simultaneously to better serve your clients and transactions.

Fee IQ — Sample Results View
Fees
Broker + Loan Total
Fee Manuals
County
Jefferson
Lowest Combined
$600
Title Company E
Highest Combined
$895
Title Company B
Spread
$295
High − Low
#
Companies
34
in Jefferson
#CompanyResidential Broker/Agent ClosingConcurrent Loan
with Sale (1st Mtg)
Combined Total
1 Title Company E $300 $300 $600Low
2 Title Company A $400 $400 $800
3 Title Company C $360 $450 $810
4 Title Company F $380 $460 $840
5 Title Company D $400 $475 $875
6 Title Company B $420 $475 $895 High

Combined total is the sum of the Residential Broker/Agent Closing fee and the Concurrent Loan with Sale (1st Mortgage)

Fee includes bundled services — click amount to view inclusions.

Ready to get started with IQ?

1-year subscription — full access to Rate IQ & Fee IQ — all 64 Colorado counties

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Underwriter rate analysis across all 64 counties — basic, refi, bundled, concurrent & reissue rates, plus access to all rate manuals.

Title company closing fee analysis across all 64 counties — closing, loan closing & ancillary fees, plus access to all fee manuals.

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